:root{--navy:#0b1f33;--navy-2:#12304d;--steel:#4a6178;--line:#d9e2ea;--bg:#f5f8fa;--white:#ffffff;--text:#1a2a3a;--muted:#5b6e80;--accent:#00a3d9;--accent-dark:#0083b0;--safety:#f2a900;--radius:10px;--max:1160px;--font:ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--font);color:var(--text);background:var(--white);line-height:1.6;-webkit-font-smoothing:antialiased}img{max-width:100%;display:block}a{color:var(--accent-dark)}h1,h2,h3{line-height:1.15;letter-spacing:-.02em;margin:0 0 .5em;color:var(--navy)}h1{font-size:clamp(2.1rem,5vw,3.4rem)}h2{font-size:clamp(1.6rem,3.4vw,2.3rem)}h3{font-size:1.2rem}p{margin:0 0 1em}.container{width:100%;max-width:var(--max);margin:0 auto;padding:0 20px}.section{padding:80px 0}.section.alt{background:var(--bg)}.eyebrow{display:inline-block;font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:var(--accent-dark);margin-bottom:12px}.lead{font-size:1.15rem;color:var(--muted);max-width:680px}.section-head{margin-bottom:44px}.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 22px;border-radius:8px;font-weight:700;font-size:.98rem;text-decoration:none;border:2px solid transparent;transition:background .15s,color .15s,border-color .15s;cursor:pointer}.btn-primary{background:var(--accent);color:#fff}.btn-primary:hover{background:var(--accent-dark)}.btn-outline{border-color:rgba(255,255,255,.45);color:#fff}.btn-outline:hover{border-color:#fff;background:rgba(255,255,255,.08)}.btn-dark{background:var(--navy);color:#fff}.btn-dark:hover{background:var(--navy-2)}.topbar{background:var(--navy);color:#c8d6e3;font-size:.85rem}.topbar .container{display:flex;justify-content:space-between;gap:12px;padding-top:7px;padding-bottom:7px;flex-wrap:wrap}.topbar a{color:#fff;text-decoration:none;font-weight:600}.header{position:-webkit-sticky;position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}.header .container{justify-content:space-between;height:70px}.header .container,.logo{display:flex;align-items:center}.logo{gap:10px;text-decoration:none;color:var(--navy);font-weight:800;font-size:1.25rem;letter-spacing:-.02em}.logo span{color:var(--accent-dark)}.nav{display:flex;align-items:center;gap:28px}.nav a{text-decoration:none;color:var(--text);font-weight:600;font-size:.95rem}.nav a:hover{color:var(--accent-dark)}.nav .btn{color:#fff;padding:10px 18px}.menu-toggle{display:none;background:none;border:0;font-size:1.6rem;color:var(--navy);cursor:pointer}@media (max-width:860px){.menu-toggle{display:block}.nav{display:none;position:absolute;top:70px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;border-bottom:1px solid var(--line);padding:8px 20px 20px}.nav.open{display:flex}.nav a{padding:12px 0;border-bottom:1px solid var(--line)}.nav .btn{margin-top:12px;justify-content:center;border-bottom:0}}.hero{position:relative;overflow:hidden;color:#fff;background:radial-gradient(1200px 500px at 80% -10%,rgba(0,163,217,.35),transparent 60%),linear-gradient(160deg,var(--navy) 0,#0e2a45 100%);padding:96px 0 110px}.hero h1{color:#fff;max-width:760px}.hero h1 em{font-style:normal;color:var(--accent)}.hero p{font-size:1.2rem;color:#c3d3e2;max-width:640px}.hero-actions{gap:14px;margin-top:28px}.hero-actions,.hero-badges{display:flex;flex-wrap:wrap}.hero-badges{gap:22px;margin-top:44px;color:#9fb6cc;font-size:.92rem}.hero-badges strong{color:#fff}.hero-wave{position:absolute;left:0;right:0;bottom:-1px;width:100%;height:70px}.page-hero{background:linear-gradient(160deg,var(--navy) 0,#0e2a45 100%);color:#fff;padding:64px 0 56px}.page-hero h1{color:#fff}.page-hero p{color:#c3d3e2;font-size:1.15rem;max-width:700px;margin:0}.crumbs{font-size:.85rem;margin-bottom:14px}.crumbs,.crumbs a{color:#9fb6cc}.grid{display:grid;grid-gap:22px;gap:22px}.grid-3{grid-template-columns:repeat(auto-fit,minmax(290px,1fr))}.grid-2{grid-template-columns:repeat(2,1fr)}@media (max-width:760px){.grid-2{grid-template-columns:1fr}}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;transition:border-color .15s,box-shadow .15s,transform .15s}.card p{color:var(--muted);margin:0}a.card{text-decoration:none;color:inherit;display:block}a.card:hover{border-color:var(--accent);box-shadow:0 10px 30px rgba(11,31,51,.08);transform:translateY(-2px)}.icon{width:46px;height:46px;border-radius:10px;background:rgba(0,163,217,.1);color:var(--accent-dark);display:grid;place-items:center;margin-bottom:18px}.tag{font-size:.75rem;text-transform:uppercase;letter-spacing:.08em;color:var(--steel);margin-bottom:8px}.more,.tag{display:inline-block;font-weight:700}.more{margin-top:16px;color:var(--accent-dark);font-size:.95rem}.split{display:grid;grid-template-columns:1.1fr .9fr;grid-gap:56px;gap:56px;align-items:center}@media (max-width:860px){.split{grid-template-columns:1fr;gap:32px}}.checklist{list-style:none;padding:0;margin:0;display:grid;grid-gap:12px;gap:12px}.checklist li{position:relative;padding-left:32px}.checklist li:before{content:"";position:absolute;left:0;top:4px;width:20px;height:20px;border-radius:50%;background:var(--accent) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") center/12px no-repeat}.panel{background:var(--navy);color:#c8d6e3;border-radius:14px;padding:36px}.panel h3{color:#fff}.stat-row{display:grid;grid-template-columns:repeat(2,1fr);grid-gap:24px;gap:24px;margin-top:20px}.stat strong{display:block;font-size:1.9rem;color:#fff;line-height:1.1}.stat span{font-size:.88rem}.steps{counter-reset:s;display:grid;grid-gap:22px;gap:22px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}.step{position:relative;padding-top:54px}.step:before{counter-increment:s;content:counter(s,decimal-leading-zero);position:absolute;top:0;left:0;font-weight:800;font-size:1.8rem;color:var(--accent)}.step p{color:var(--muted);margin:0}.cta{background:linear-gradient(120deg,var(--accent-dark),var(--accent));color:#fff;border-radius:16px;padding:52px;display:flex;justify-content:space-between;align-items:center;gap:28px;flex-wrap:wrap}.cta h2{color:#fff;margin:0 0 6px}.cta p{margin:0;color:#e3f6fd}.cta .btn-dark{background:var(--navy)}.prose{max-width:760px}.prose h2{margin-top:1.6em}.prose ul{padding-left:1.2em}.prose li{margin-bottom:6px}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{font-weight:700;color:var(--navy);cursor:pointer;font-size:1.05rem}.faq details p{margin:12px 0 0;color:var(--muted)}.form{grid-gap:16px}.form,.form .row{display:grid;gap:16px}.form .row{grid-template-columns:1fr 1fr;grid-gap:16px}@media (max-width:600px){.form .row{grid-template-columns:1fr}}.form label{display:grid;grid-gap:6px;gap:6px;font-weight:600;font-size:.92rem;color:var(--navy)}.form input,.form select,.form textarea{font:inherit;padding:12px 14px;border:1px solid var(--line);border-radius:8px;background:#fff;color:var(--text)}.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--accent);outline-offset:1px;border-color:var(--accent)}.notice{padding:14px 16px;border-radius:8px;font-weight:600}.notice.ok{background:#e6f7ee;color:#0f6b3a}.notice.err{background:#fdecec;color:#9b1c1c}.footer{background:var(--navy);color:#9fb6cc;padding:60px 0 28px;font-size:.93rem}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;grid-gap:36px;gap:36px}@media (max-width:860px){.footer-grid{grid-template-columns:1fr 1fr}}.footer h4{color:#fff;margin:0 0 14px;font-size:.95rem}.footer ul{list-style:none;padding:0;margin:0;display:grid;grid-gap:8px;gap:8px}.footer a{color:#c8d6e3;text-decoration:none}.footer a:hover{color:#fff}.footer .logo{color:#fff;margin-bottom:12px}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:44px;padding-top:22px;font-size:.82rem;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}